Your thinking is spot on. The HW50 in 20 caliber is perfect if you desire a 20. The HW95 is in its glory in 22 caliber. Plus the Walnut version is quite a bit less in 22 as compared to 20. Nice pair. This is my 95 in 22 caliber. Absolutely my favorite springer. Enough so I splurged for a custom stock.
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