Pesting liability insurance.

Forums Hunting Pesting liability insurance.

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    edenwildfood
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    currently in the USA, Wisconsin. 

     

    Looking to do some pest control for free not as a business just more recreational shooting for me and to help out some farmers. 

    In the UK the BASC offered public liability insurance in the rare change you cause damage to property. 

    Is there anything like this available in the US?

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    lieutenantcolumbo
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    Never heard of that. I’ve heard of insurance and legal for Concealed Carry. There is insurance for just about everything though so I am sure you might find something under farming and pesting. Common in the UK huh? Crazy how different our countries are. 
     

    Best type of insurance is a safe backdrop and clear surroundings where safe target and pesting can take place. If buildings or people are in danger of being hit, don’t shoot. 

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    TNT19
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    Hmmm i have not seen any. The 2 places I pest at i locally it's more of an understanding there might be some potential for collateral damage.  Best thing is to look at your shots and keep in mind you don't have to tske veer shot.

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    jdh2550
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    Try checking with your homeowners policy.  Heard something years ago about someone getting a rider to cover their hunting activity.  

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    edenwildfood
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    Yeah in the UK its very unlikely you'll get permission to shoot anywhere without liability insurance.

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    edenwildfood
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    I'm seeing stuff online for liability insurance for hunting clubs and for hunting leases but not quite what im looking for

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    markT
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    Do farmers ( places where you hunt)  require it?

     

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    goodoldbvc
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    If you want to really protect yourself, insurance won't be as good as getting the homeowner to sign a waiver.  If thats possible and won't scare away the owner that is.  Insurance companies make money by denying coverage or not paying out enough to third party claimants and you could end up in court named as a defendant all the same.

    If you get the homeowner to sign a waiver to hold you harmless, then you only have to worry about claims by neighbors if you impact their properties.  If that ends up happening anyway, your activities may be covered under your homeowners insurance or the homeowners insurance of the property where you are shooting.

    At the very least get written permission from the homeowner. 

    PS not trying to poo poo you- I've shot places without doing any of what I just suggested haha 

     

    EDIT: if you really want to know about insurance for your particular activities, call your homeowner insurance broker [NOT your homeowners insurance] and ask him/her casually "for a friend" if there is such a thing.  

    • This reply was modified 4 days ago by goodoldbvc.
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    Glenroiland
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    My brother is an executive/broker/insurance…..I'll ask him.

     

    Edit: Just texted him….keep you posted. He is in Ohio..

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    Glenroiland
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    My brother is unaware of a specific policy writtenfor this.  He advises that you get a signed waiver, review your home owners, and contact your broker directly. 

     

    Sorry couldn't help more…

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    Houli
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    It seems there is Insurance for everything these days. May call a pest co. and ask if they have insurance, be a place to start. May even call the NRA association and see if membership covers such or can be purchased for addition costs.

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    Petewheeler678
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    I know of companies that offer it for posting businesses that shoot for a job. I am one of them. I don't know if they offer coverage for non-licensed individuals. Snow and Bell Inc out of Florida is one of the best for coverage but it may be more than you want to spend.

    I think a lot of these guys are on the right track with getting a hold harmless agreement signed before hand. 

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