You have (been lucky). I’ll go further than that. On two occasions, I’ve bought items from dealers. Many of them give you a ship date, which is an unknown. In one case, it was 5 months and three weeks with no shipment on an items for which I 100% prepaid. You have 6 months to file a claim after a payment by Paypal. Even if the vendor shipped the same day (after 5 months and three weeks), by the time I receive it what if it’s defective? Now, I have no recourse, because it’s greater than 6 months. In both cases, I filed a Paypal claim. It still takes 3-4 weeks after filing the claim, to get your money, but Paypal deals with the vendor from the point of filing the claim. In both cases, I got every penny back. Even buying from a business is not foolproof these days, much less from an individual. How does your old fashioned due diligence work in a case like that? I usually spend $10,000-$12,000 on all types of guns, scopes, optics and accessories every year, only buying used if the item is no longer available new. The peace of mind paying by Paypal is well worth the small fee to me.
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