Airgun purchase VS my Credit Card Company

[DonC]

I tried to buy a red dot from SWFA today. Nice guy Andy on the phone at SWFA. My credit card would not go thru,so I called the card people. Their reply was......we flag some purchases from gun related stores. I was pissed and let-em know. All fixed now.

Has this CRAP ever happened to you? This was a Visa credit union card.

 

[pcparmy]

No, and if it did I would have switched companies. Ive purchased lots of gun stuff with a visa. If anyone else had this issue it might be something worth thinking about.

 

[michael23]

Has also happened to me before. I've learned now to notify them in advance if I plan on making a new gun purchase.

 

[Brian10956]

Only happened to me when I purchased from Krale but I think it was because it was a sale from out of the USA. I think PayPal doesn’t allow gun sales 

 

[hawkeye69]

Utter nonsense, get another credit card and dump the old one.

 

[Keyman62421]

I always notify my CC if i know I'm making a major purchase

 

[marflow]

Pay Pal doesn't allow gun sales, what kind of guns are you referring to, if it is airguns you are 100% wrong, now firearms, well that is another story but this is airgun forum

many card companies see a purchase that is something you have never purchased with that card and red flag it for your protection and annoyance

and with out of country purchases like Krale that is fairly common but some cards don't seem to care, so different cards have different policies

does that make the card company bad, no, but it can be frustrating, been there done that

 

[terrykuz]

I have the ability to vote, and the choice of who I deal with financially. Use your power and get a new card and deal with moral people who support the constitution. 

 

[TXPlinker]

I have a pre-paid VISA card that I use for all my on-line purchases. The only time I put money on it is when I'm going to make a purchase and then only for the amount of my purchase. That way my main account is not floating around anywhere. I haven't had any problems making gun purchases this way.

 

[bubblerboy64]

1. You know I doubt very much if “ they” or the computer knew it was gun related. It was just an unusual charge. I’d rather have them interrupt the transaction if there is any doubt it’s legit 
2. coincidentally I ordered a scope from SWFA and they charged my card three times .
3. my guess their sale had them hoppin and mistakes were made . If it cost three times as much it’s not much of a sale
   [/LIST=1]

 

[Whiplash]

At least it kinda made sense to flag it, a large online purchase. The day I bought my fx crown and scope online not a peep. A half hour later though the grocery store purchase where I've shopped every week for years gets flagged. Makes you wonder how good the fraud spotting algorithms are.

 

[bubblerboy64]

Credit cards have lots of advantages. Lots of problems too. My account was charged fraudulently at least three times last year. Each time it’s a close the card and issue another. PIA but it was always handled efficiently. I don’t know what you can do. 90% of my purchases or online and the local brick and mortar stores frequently have signs “ will not accept 100 dollar bills). You know it doesn’t take much to spend $100 

 

[stewie]

My cc stopped a Iphone purchase a few days back; it went through after I called. The guy at the store said that it's a fairly common practice, since for some reason, people who steal credit cards often make a major phone purchase with the stolen card. Perhaps they also purchase guns.

 

[mtnGhost]

Yeah, the Chase Sapphire Preferred card I had did this twice in a row. This was the third strike for them so I cancelled the card.

I might have used my bank Visa a few times, no issues in the airgun/hunting realm, except for eBay purchases and international purchases.

AMEX - they did flag an airgun retailer once though and my card was frozen for a few hours, I asked them if the cause was due to the vendor being in the "hunting" industry, they said no - and that there was a spike in fraud with the particular company. This is my go to card, mainly for extended warranty coverage.

 

[rob_g]

A couple years ago Visa almost had my card cut by a vendor. I was on a streak that day. I had picked up my new computer, then I picked up $2000 worth of alcohol for an event that night and at the stereo store my card was held until the salesman called in to Visa and I had to identify myself. It was a pain but I was grateful at the same time. At least the card is being watched.

 

[Hepotter]

What the hell kind of event requires $2000 worth of alcohol?

Were young women present? Good food?

Next time can I please attend???





Regards,

Kindly 'Ol Uncle 

 

[rudyallan]

Never happened to me. Just bought a new FX Crown today with my AMEX. Good luck and I am happy your problem was resolved. 

 

[rudyallan]

All of them if you know what I mean. 

 

[SlowTurtle]

I have a pre-paid VISA card that I use for all my on-line purchases. The only time I put money on it is when I'm going to make a purchase and then only for the amount of my purchase. That way my main account is not floating around anywhere. I haven't had any problems making gun purchases this way.

This.

 

[Airmanator]

I don't think it's due to buying guns. It's more about making huge purchase, or purchase that looks funny to the bank. They think someone may be using your card and that's why they block it. Most bank and credit card company do that to protect you. All you have to do it call your bank and tell them you are the one making the purchase. My bank block my card when I purchased made a $1300 purchase non my compressor. I had to call them and say it's me and they unblock it and I able to make the purchase.