Zelle is no more as a payment method....

MOhunter said:

Or at least it can only be used if your bank is in the Zelle network, for now. Mine isn't. Link below.

Zelle App Is No More. But You Can Still Send Money Digitally With These Banks

More than 2,000 banks belong to the Zelle network so there's a good chance you can still use the service.

www.cnet.com

Click to expand...

The link states that the Zelle app no longer works.

If you want to use it you need to have a bank that uses it as a payment.

MOhunter said:

Correct. That's essentially what I was trying to say. Thanks

Click to expand...

No problem!

Yep, I just used it.

My bank is enrolled in Zelle and I have always used the bank site to do any transaction. I never trust an app when I can use the bank's site. Banks have a lot more security in place for transfers than the app that relies on updates every time the iOS system updates. Too much room for a hacker to steal your money.

I really like zelle. Easy to use. Funds move almost instantly. No fees. Just be SURE you know who you are sending the $ to!

I’m surprised that every bank doesn’t offer it to account holders

If your bank is enrolled in FedNow instant payment and so is the seller or buyer, you can get your funds instantly. FedNow is like Zelle but you don't have to use an app for the instant payment. The funds will be transferred from account to account instantly. No more middle man. I think this is the reason why Zelle is going away. Larger financial institution is going away from Zelle and going to FedNow for more control on their end. Zelle is a private 3rd party while FedNow is public. Any financial institution can sign up for FedNow.