It's not one of your two options but I purchased an Umarex Gauntlet 25. It's extremely accurate and added a moderator, now it's backyard friendly. You buy directly from Umarex for $227
Whatever you decide, buy a suppressor for it. I put a buck rail suppressor on the Gauntlet and it's really quiet and don't have to worry about neighbors.
I am new to pcp airguns as well. I purchased the Umarex Gauntlet 25 and I'm really digging it. My next purchase will be the AEA PRECISION HP SS MAX .30 or .357. What did you end up buying?