Insurance. Umm.....waddaa u mean...

I think you are referring to British Airgun Shooting Association BASA.

In US, the NRA seems to offer similar coverage NRA Endorsed Personal Firearms Liability Insurance - which specifically also covers airguns

https://mynrainsurance.com/insurance-products/liability-personal-firearms

I think the other aspect of your post regarding how to obtain permissions is also very thought provoking. Personally, all of mine are based upon personal relationships or those of close personal friends. Even so, in my state, you are required to have the express written permission of landowners prior to engaging in any hunting/pesting.

I have never attempted to seek permission from a total stranger, which I could imagine, presents additional challenges. I think much of the reaction one would face is the lack of general understanding by the public about airguns and their use. The other reaction, would likely be the owners' lack of personal knowledge/experience with you as a person, in terms of concepts of safety, responsibility, good judgement, ethics, etc.

I had not previously contemplated insurance until I saw your post. I think that is short sighted on my part knowing the vast change in how litigious our society has become, as well as the dramatic increase in power over the last 15 years in my airgun collection. Looking at the premiums stated in the NRA site for insurance, it's about the same (probably less) as my monthly budget for pellets. I intend to look further into that.

Hope to see a very robust discussion on this topic as a whole - the insurance part as well as the art of obtaining permissions from people you don't know.

Or is he wondering if you have insurance to cover property damage?? Say you have a ricochet and take out a window or something on that line of insurance so he is not liable for any damage or injury that might happen.

Policy covers Bodily Injury and Property Damage. This thread got me thinking and I went online and signed up for 1 year. There is a $20 admin fee that is added to whatever premium level you choose when you hit the buy button. I didn't see that highlighted anywhere during the sign-up process.

Rate tables at the NRA endorsed site: covers 4 options

Coverage is designed to provide you up to $1 million in coverage for any unintentional injuries or damage you cause while:

• Hunting or trapping on public or private land
• Shooting in competitions
• Shooting at private shoot
•  Endorsed Personal Firearms Liability Insurance covers:
• Costs that you are legally obligated to pay for injury or damage that happens while you’re using a firearm, air gun, bow and arrow, or trapping equipment
• Most of your costs to defend against a lawsuit―in addition to the liability limit―even if the lawsuit is false

ANNUAL LIABILITY LIMIT OPTIONS AND COSTS

$100,000 combined single limit. $47 per year

$250,000 combined single limit. $67 per year

$500,000 combined single limit. $100 per year

$1 million combined single limit. $200 per year

This is one of those deals where you are informed of something very useful that you really might need but you think about it and say to yourself, " Na, I don't need that'.

And a small quiet voice from somewhere wafts up out of the grey matter and says, '"We're trying to warn you."

 I'll check it out on my next NRA renewal being my wife just sends it in every year and I don't even look at it opps!! Maybe I should start carrying my NRA card in my wallet from now on.

I think its great- and it will help me if I ever shoot something ,somebody likes-let alone asking john doe for permission to shoot pests-I have insurance would be right after I introduced myself -Thanks Mick-VA